When you are selecting your Sun Life Medical coverage in your Total Rewards enrollment process, you'll notice that Medical Services and Paramedical Services are shown as two separate types of coverage. Here are the differences:
Medical Services: This coverage actually refers to your coverage for both medical services and medical supplies. This is a part of your extended health care plan with Sun Life, covering services and equipment your physician considers necessary. This coverage includes:
- Semi-private hospital rooms
- Private hospital rooms
- Private-duty nursing
- Hearing aids
- Orthotics/Orthopaedic shoes
- ...and more!
Example: In the Medical enrollment experience shown below, you'll see part of the Comprehensive plan highlighted in pink, showing that the overall "Medical Services Coverage Level" is 90%. Unless otherwise specified, all eligible medical services and supplies are covered at 90% (up to the maximums shown), including the services and supplies shown in the highlighted area.
Paramedical Services: This coverage is also a part of your extended healthcare plan with Sun Life, covering eligible paramedical expenses from registered medical professionals. This coverage includes services from:
- Registered Massage Therapists (RMTs)
- Speech Therapists
- ...and more!
Example: In the Medical enrollment experience shown below, you'll see the row for Paramedical coverage highlighted in pink. This row shows annual maximum coverage amounts, corresponding to each plan type. For instance, the Premium plan provides you with a limit of $2,000 per year to spend on eligible paramedical services.
These two types of coverage are represented as two separate Sun Life benefit cards in your League Wallet, named "Medical Supplies & Services" and "Paramedical Services". After your enrollment period has concluded on November 15th 2019, you'll be able to review your eligible coverage for these cards (including your detailed policy booklet) in your League Wallet. Click here for a step-by-step walkthrough.