Life and Accident insurance coverage amounts are based on your annual salary as of September 1st of the current year. These benefits include Mandatory Life, Optional Life, and Accident insurance.
Long Term Disability (LTD) coverage is based on your LTD pay which is calculated as follows:
- Management employees: Salary as of September 1st, plus the average of your two previous Management Incentive Plan awards.
- Non-Management employees: Salary as of September 1st.