No matter which Sun Life Medical plan you selected during enrollment (Core, Basic, Comprehensive or Premium), your Medical plan includes coverage for mental health services, up to a maximum of $2,000 per policy year. This $2,000 allotment for mental health is provided by KPMG and administered by Sun Life. If you have eligible dependents enrolled on your Sun Life Medical insurance (spouse and/or child(ren), they are also entitled to $2,000 in Mental Health coverage each.
Services provided and administered by the following practitioners would be considered eligible, as long as the practitioner is a registered health professional, and they deem the service to be medically necessary:
- Social worker
- Clinical Counselor
- Marriage Family Therapist
Your $2,000 for mental health services is a combined maximum for the practitioners listed above.
Example: If you spend $200 in the first two months of your policy year on appointments with a psychologist, you would have $1,800 remaining for the rest of your policy year. These funds could be used on more psychologist appointments, or towards any of the other practitioners listed above.