What is the default coverage if I don’t enroll? Chris R. August 29, 2019 12:48 Updated If you do not enroll within the enrollment period, you will be assigned default coverage as follows: Related articles What happens if I miss the enrollment period? Will adding dependents change my benefit costs? How do I submit a Lifestyle Spending Account (LSA) claim to League? How do I add or change my beneficiary? If I’m not a full-time or part-time employee, will I have access to benefits?